Award-Winning Exam STAM - Short-Term Actuarial Mathematics Tutors

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Asso Sako
Certified Exam STAM - Short-Term Actuarial Mathematics Tutor
Asso
MS Lebanese university
4+ Years Tutoring

Short-term actuarial math demands fluency with loss distributions, credibility theory, and ratemaking — topics that punish surface-level memorization on exam day. Asso teaches candidates to internalize the logic behind aggregate loss models and reinsurance structures so they can adapt when the SOA throws an unfamiliar twist. His deep actuarial background means he knows which conceptual gaps cost the most points and how to close them efficiently.

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Aaron
Certified Exam STAM - Short-Term Actuarial Mathematics Tutor
Aaron
BA The University of Texas at Dallas • Current Grad Student, Mechanical Engineering Duke University
10+ Years Tutoring

I'm not tutoring or buried in my textbooks, you will either find me rock climbing at the Triangle Rock Club, playing Ultimate Frisbee, working on my car, or enjoying the great outdoors (beaches, mountains, forests--you name it, I love it). On rainy weekends I enjoy tinkering with computers and old electronics, playing Pokemon, or picking at my guitar.

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Certified Exam STAM - Short-Term Actuarial Mathematics Tutor
Mimi
MS Harvard University • BA Dartmouth College
6+ Years Tutoring

I am an interdisciplinary educator with an Ed.M. from the Harvard Graduate School of Education and a B.A. from Dartmouth College. My background is primarily in integrated arts learning and museum education and I specialize in visual arts, history and art history, and object-based learning. In all subjects, I take a creative, inquiry-based and learner-centered approach, designing opportunities for each unique individual to meet their learning goals.

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Certified Exam STAM - Short-Term Actuarial Mathematics Tutor
Nina
MS Columbia University • BA Northwestern University
10+ Years Tutoring

I am a recent graduate from a masters program in biostatistics at Columbia University. I received my Bachelor of Arts in biological sciences, with a focus in neurobiology at Northwestern University. In August, I will be starting a doctoral program in biostatistics at NYU. I was a teaching assistant at Columbia University in my department and also have tutored graduate students and undergraduates privately as well. My primary areas of tutoring are math and statistics coursework in addition to math sections on standardized tests such as the GRE and GMAT. I am very passionate about helping students feel more confident and excited about math. In my spare time, I enjoy running, playing piano, and spending time with friends and family.

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Certified Exam STAM - Short-Term Actuarial Mathematics Tutor
Reid
PhD Harvard University • BA Wesleyan University
1+ Years Tutoring

I am a graduate of Wesleyan University, where I received my Bachelor of Arts in Sociology with High Honors. With eight years of experience working in education, I've tutored students in math, science, history, and English, as well as helped students prepare for standardized tests. I've guided adults towards passing the US Citizenship Exam and taught English in India, where I lived for six months. Whenever I work with a student I personalize the lessons to fit their particular learning style, since I know every student is unique and having the right fit can make all the difference in making learning fun and effective. My strengths are tutoring the social sciences and humanities, as well as making math and standardized tests approachable to students that normally don't like those subjects. In my spare time I like traveling, spending time in the outdoors (climbing & backpacking), meditation, and playing soccer. Next fall I will be beginning my PhD in Education at Harvard University.

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Certified Exam STAM - Short-Term Actuarial Mathematics Tutor
Liz
MS Simmons College • BA Washington University in St. Louis
1+ Years Tutoring

I am a graduate of Washington University in St Louis, where I received my Bachelor of Arts in History with minors in Humanities and Anthropology. Since graduation, I have worked as a tutor, teacher, and director of tutors at a charter public middle school in Boston. During this time I also received my Masters in Mild to Moderate Disabilities from Simmons College. I have worked extensively with students with a range of abilities, including students with specific learning disabilities, emotional impairments, dyslexia, and ADHD. My teaching experience has given me a deep understanding of the knowledge and habits essential to academic success and has given me the opportunity to hone a variety of strategies that ensure students at each level can achieve their academic goals. While I tutor a broad range of subjects, my favorite ones are Reading, Elementary/Middle School Math, History, and Test Prep. In my experience, tutoring is the most rewarding when a student has that "aha!" moment and achieves a new level of understanding and confidence in his/her abilities. I am a firm believer in the transformative power of education, and I see my role to be that of a facilitator and coach who is there to help the student reach his/her goals through individualized support and rigorous practice. In my free time, I enjoy reading, running, practicing my Spanish, and discovering new music. I am also an avid traveler and just got back from a 3 month trip to South America. I look forward to the opportunity to work with you!

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Certified Exam STAM - Short-Term Actuarial Mathematics Tutor
Charles
BA Yale University
1+ Years Tutoring

I am a junior Mechanical Engineering major at Yale, and I hope to become a Naval Aviator after college. I am also a varsity sailor, and enjoy playing music with friends when I can get some free time. I have been tutoring my fellow students throughout my entire academic career, and I would best describe my tutoring style as one that adapts to each students' needs. For example, I have always tried to frame questions in a different way so that the student can better understand the question. Some students need visual representations of numbers and systems to understand them, and others benefit more by understanding the concepts behind each formula. I prefer to tutor in math and physics, and especially with real world application problems. I hope to help students improve their standardized test scores and their understanding of the math and sciences so that they can achieve their academic goals!

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Certified Exam STAM - Short-Term Actuarial Mathematics Tutor
Michelle
MD Baylor College of Medicine • BA Rice University
1+ Years Tutoring

I am proud to be a part of Varsity Tutors! I am originally from San Antonio, TX; I completed my undergraduate education at Rice University in Houston where I received a bachelor's degree in Biochemistry and Cell Biology. Currently, I am in my second year of medical school at Baylor College of Medicine.

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Solange
BA Harvard University
8+ Years Tutoring

I'm Solange - a recent graduate from Harvard where I studied Sociology & Women's Studies. I've been tutoring for eight years now, and have worked with a wide range of ages and in a wide range of subjects. Some of my specialties are college prep/test taking II worked in the admissions office on campus); social sciences; and literature/writing.

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Certified Exam STAM - Short-Term Actuarial Mathematics Tutor
Christopher
BA Harvard College
1+ Years Tutoring

I am a rising sophomore at Harvard College and am about to declare as a Mechanical Engineering concentrator, working towards a Bachelor of Science degree. I've always enjoyed sharing my knowledge with my peers and those around me and have done so in both formal and informal settings. I've been a tutor for both Math and Spanish programs in high school and enjoyed the strides I made with students. I am willing to tutor any subject I have a background in, but am strong in mathematics, the sciences, Spanish, history, writing, and ACT prep. I enjoy teaching mathematics most due to the joy I can see in children once they master a topic and can answer even pointed questions meant to stump them, and maybe even put their knowledge to real world use. As a tutor, I like to give a strong foundation to orient my student, and then gradually grant them more freedom and independence until they can feel themselves grasp the concept, pointing out pitfalls or common errors along the way; teachers who used these methods on me always left the most lasting impressions. Outside of my studies, I really enjoy listening to music, both old favorites and new interests, reading classics, and gaming/playing basketball with my friends.

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Certified Exam STAM - Short-Term Actuarial Mathematics Tutor
Justin
BA Washington University in St. Louis • Doctor of Philosophy, Computational Mathematics University of Chicago
9+ Years Tutoring

I am an aspiring applied mathematician, with particular interest in image processing and climate science. I graduated in May 2017 from Washington University in St. Louis with a bachelor's in physics and mathematics, and am beginning a PhD program in September 2017 at the University of Chicago in Computational and Applied Mathematics. I've tutored introductory physics students for three years and enjoyed it thoroughly, as a chance to help other students while revisiting fundamental concepts to enhance my own knowledge. I'm eager to continue reaching out and helping students of math and physics to succeed and, furthermore, to appreciate the beauty and power of these subjects.

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Certified Exam STAM - Short-Term Actuarial Mathematics Tutor
Asta
BA University of Chicago
1+ Years Tutoring

I am a graduate of the University of Chicago where I received my undergraduate degree in political science. Right after graduation, I worked as an academic and test prep tutor as well as admissions consultant in Hong Kong. For the past two years, I worked with a number of students to help prepare them for college in the United States.

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Certified Exam STAM - Short-Term Actuarial Mathematics Tutor
Elena
MS University of Edinburgh • BA Mcgill University
1+ Years Tutoring

I am a graduate of McGill University (BA First Class Honors) and the University of Edinburgh (MSc First Class Honors with Distinction) with over eight years of tutoring experience. I am currently a curriculum developer for a company which creates relatable and culturally-literate courses for middle and high-schools, and am particularly adept at communicating and explaining concepts in a quirky, engaging, and intelligent manner. I was named Scotland International Young Thinker of the Year 2014 for exactly that sort of work. Much of my tutoring background is in test-prep and essay coaching, which I enjoy because it allows the tutor and student to think strategically together, and work as a team to achieve concrete results. I have worked with students ranging in age from 6-32, and believe that, in an educational context, a few jokes never hurt anybody. I love reading and learning, and my educational approach is centered around making the material just as engaging to students as it is to me. I think J.K. Rowlings, the writer of Harry Potter, is just as brilliant as Stephen Hawking, and in my free time, I manage my (terrible) fantasy baseball team, write songs for my comedy band, and crack jokes about terrible science-fiction movies with my friends.

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Certified Exam STAM - Short-Term Actuarial Mathematics Tutor
Isabella
BA Massachusetts Institute of Technology • Current Grad Student, Operations Research Georgia Institute of Technology-Main Campus
9+ Years Tutoring

I am a graduate of MIT. I received my Bachelor of Science in Mathematics with minors in Management Science and Ancient and Medieval Studies. Since graduation, I have started my PhD at Georgia Tech in Operations Research. Throughout my career I have TA'd several math and computer science courses at the college level. I have also taught at summer programs for gifted middle school and high school students. I am passionate about tutoring kids in math and science because I think that a strong foundation in STEM at an early age can set the tone for their future. In my spare time I like to engage in athletics, and was a Division 1 rower in college.

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Certified Exam STAM - Short-Term Actuarial Mathematics Tutor
Daniel
BA Brown University
10+ Years Tutoring

I am excited to be home and help fellow straphangers on their educational paths! My largest wealth of tutoring experience is in foreign languages--particularly French--but I also feel very comfortable editing essays of any kind and working through standardized test concepts. My availability is extremely flexible, and anywhere in New York City works for me. I look forward to working with you.

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Certified Exam STAM - Short-Term Actuarial Mathematics Tutor
James
BA Harvard University
1+ Years Tutoring

I am currently a senior at Harvard College where I study chemistry, and I'll be attending Columbia Medical School next year. I have years of experience tutoring college students in math (mostly calculus) and chemistry including both general and organic chemistry. In addition, I am very familiar with all sections of the SAT and ACT having prepared several high school students for these tests. I believe that every student is capable of boosting his or her baseline score on these tests, so long as he or she works hard to get to know the format of the tests and the most popular types of questions. I tutor because I love seeing students develop a genuine passion for the subjects they once disliked (such as math and science), once they understand the power of these subjects and their applications to the real world.

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Certified Exam STAM - Short-Term Actuarial Mathematics Tutor
Andrew
BA University of North Texas • Doctor of Philosophy, Biomedical Engineering Vanderbilt University
6+ Years Tutoring

I am comfortable tutoring math subjects up to multivariable calculus and differential equations, as well as college physics.

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Certified Exam STAM - Short-Term Actuarial Mathematics Tutor
Henry
BA Harvard College
9+ Years Tutoring

I'm eager to help you in your education. I'm a recent graduate of Harvard College looking to apply to law school. My senior thesis was written on John Dewey's ideas of education, which I deeply believe has incredible power to transform individuals and society.

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Certified Exam STAM - Short-Term Actuarial Mathematics Tutor
Ingrid
BA Northwestern University
6+ Years Tutoring

I am exploring my creativity by pursuing a double major in Asian Languages and Cultures with a focus in Korean, studying abroad in South Korea as a Benjamin A. Gilman Scholar, leading workshops that teach 3D printing and CAD for undergraduate students as the president of 3D4E, advocating for the first-generation and low-income student community as the Outreach Chair of the Quest+ Scholars Network, and getting involved with the Society of Women Engineers' outreach committee. I currently hold a work-study position as an administrative clerical aide in the Institute of Sustainability and Energy at Northwestern and was an undergraduate researcher in the John Rogers Lab. As I look forward with aspirations of applying to graduate school, areas of research in biomedical engineering and biotechnology that I am particularly interested in include biomaterials, pharmaceuticals, and drug delivery systems. Outside of the classroom, I enjoy learning on my own and sharing my experience and knowledge with my peers and other students. I hope to make use of my experiences with academics and learning in high school and so far in my undergraduate career in order to effectively tutor students who may be experiencing the same struggles in learning that I also experienced.

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Certified Exam STAM - Short-Term Actuarial Mathematics Tutor
Sabira
BA Johns Hopkins University
5+ Years Tutoring

I am currently attending Johns Hopkins University, pursuing a dual degree in Computer Science and Applied Math and Statistics. I love helping students and I love the feeling I get knowing that I was able to use my knowledge to make someone else happier. My favorite subject to teach is math because there are so many ways to learn it and if one way does not help I can use another. I used to teach taekwondo and interacted with all kinds of students, and I'm excited to help out more!

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Certified Exam STAM - Short-Term Actuarial Mathematics Tutor
Justin
BA University of Chicago • Current Grad Student, Philosophy University of New Mexico-Main Campus
1+ Years Tutoring

I am a graduate of the University of Chicago where I received my Bachelor of Arts in Philosophy. Currently, I am in the master's program at the University of New Mexico where I am continuing my education in philosophy. Ultimately, I hope to go on to earn a PhD in Philosophy so that I can continue engaging in my passions for learning and teaching. While in school, I have spent countless hours coaching high school speech and debate both in person and working online with students across the country. My focus in coaching has been to emphasize philosophy and critical thought to prepare students to think through novel arguments on their own. I am passionate about teaching and tutoring because I love seeing students learn to be intellectually independent and think through problems on their own terms by developing their critical thinking skills. I have devoted my life to education because I am passionate about it, and I try to share some of my passion for learning with the students I work with. I tutor all sorts of Standardized Tests, and I particularly enjoy working on logic-based problems like analogies and math sections. When I am not tutoring or reading for school, I enjoy strategy games (both board games and video games), listening to music, hiking, playing basketball, and just relaxing with friends.

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Certified Exam STAM - Short-Term Actuarial Mathematics Tutor
Shayan
BA University at Buffalo • Current Grad Student, Pre-Health University of Pennsylvania
1+ Years Tutoring

I'm a pre-health student at the University of Pennsylvania, and have an extensive background in the sciences. I can also rock the SATs and MCAT, so I've got that going for me. I love learning with students and trying to make the tedious work of learning as fun as possible. I think and teach in examples and make abstract concepts easily understandable. I also love sports, adventures, travelling!

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Certified Exam STAM - Short-Term Actuarial Mathematics Tutor
Keith
BA Williams College • Juris Doctor, Prelaw Studies Cornell University
5+ Years Tutoring

I am a recent graduate of Williams College, where I studied political science with sidelines in history and English. Next fall, I am headed to Ithaca to study at Cornell Law School. I have experience tutoring in all subjects for high school standardized tests and in writing and history at higher levels, and am excited to pass on the benefits of my study as a tutor for the LSAT. I look forward to working with you!

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Certified Exam STAM - Short-Term Actuarial Mathematics Tutor
Renee
BA Colgate University • Doctor of Philosophy, Spanish and Iberian Studies Princeton University
6+ Years Tutoring

I am passionate about education, learning, teaching, and specifically literatures and languages. I have experience as an ESL teacher for young children and teens, as well as experience working as a Writing Consultant at my undergraduate institution. I also spent all four years of my undergraduate career volunteering as an SAT tutor for local high schoolers. Beyond this, I have experience both as a private and public Spanish tutor. I love to help students reach their educational and personal goals in any way that I can.

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Certified Exam STAM - Short-Term Actuarial Mathematics Tutor
Ben
BA University of Pennsylvania
10+ Years Tutoring

I am an undergraduate student at the University of Pennsylvania. I have been tutoring for over 6 years now, and I have found it to be an extremely rewarding and enjoyable experience. I specialize in mathematics, particularly at the high school level, and I also have experience tutoring other subjects. I also have done SAT prep for the mathematics section of the New SAT and am very familiar with the recent changes to the exam. My belief is that everyone is capable of learning with enough time, explanation, and practice, and I hope to pass this on to all the students I work with. For this reason, I believe in teaching students how to think and problem solve, rather than just having them memorize patterns or facts.

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Certified Exam STAM - Short-Term Actuarial Mathematics Tutor
Emily
MS Yale University • MS Yale School of Public Health
9+ Years Tutoring

I am a Yale graduate with over 8 years experience tutoring students from a variety of backgrounds. I recently graduated from the Yale School of Public Health with a MPH concentrating in Epidemiology and Global Health. I also received my B.S. from Yale with a double major in Molecular, Cellular, and Developmental Biology and French. I have experience both leading group classes and working with students one on one. I will respond to a student's strengths, weaknesses, and learning style in order to help them succeed and make the most of our time together. I earned a perfect score of 36 on the ACT, 2280 on the SAT, and qualified as a National Merit Scholar on the PSAT. I look forward to working with you!

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Brittney
MS Grand Valley State University • BA Princeton University
8+ Years Tutoring

I'm a graduate of Princeton University (2009), with a degree in Comparative Literature. I'll be receiving my masters degree in English from Grand Valley State University this fall and I'm looking forward to working with students like you! I've been teaching and tutoring students since 2008 and I specialize in English, Reading, Writing, Essays, and College Entrance Test Prep.

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Certified Exam STAM - Short-Term Actuarial Mathematics Tutor
Matt
BA University of Pennsylvania
9+ Years Tutoring

I am a very motivated individual that will ensure all my students succeed in their studies. I have a great teaching style that is unique to each student that I work with, and I work hard to make sure my students not only master the material they need to learn, but also understand how to study and prepare on their own.

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Certified Exam STAM - Short-Term Actuarial Mathematics Tutor
Sam
PhD University of Iowa • BA Northwestern University
9+ Years Tutoring

I am flexible and adaptive to different learning styles. I welcome students and/or parents to set their own goals/expectations, and I tailor the curriculum to suit those goals.

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Certified Exam STAM - Short-Term Actuarial Mathematics Tutor
Sherry
BA University of Chicago
10+ Years Tutoring

I am a graduate of the University of Chicago, with a bachelor's degree in psychology and linguistics. Currently, I am pursuing a master's degree in speech-language pathology at Teachers College, Columbia University. In the past, I have worked as a teacher's aide in a public school classroom, a mentor to middle school girls, an instructor and tutor at the literacy education organization 826, and a summer camp counselor. I tutor a diverse range of subjects, and I find that I especially enjoy tutoring language arts, reading, and writing at all levels, from elementary school all the way up to college/grad school test prep. As a tutor, I am committed to helping students reach their full potential as learners. Throughout my years as an educator, I have seen firsthand the remarkable academic growth that can occur when tutors provide students with the individualized support that they need. In my spare time, I enjoy reading, journaling, and learning about other languages and cultures.

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Shelley
BA Northwestern University • Current Grad Student, Clinical Psychology Duke University
1+ Years Tutoring

I am a doctoral candidate in Clinical Psychology at Duke University. My job requires excellent mathematics, analytic, and writing skills, which are also my favorite subjects to teach. I have experience teaching kids in elementary, middle, and high school, as well as college-aged students. My particular expertise is in managing attention and assisting with executive functioning (e.g., time management and planning).

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Lauren
MS University of Chicago • BA Kent State University at Kent
7+ Years Tutoring

I'm glad you've come to my page. I'm here as an experienced tutor and mentor who likes to listen to your specific needs and create an environment and plan ideal for your learning level and experience. Whether it's immediate assistance with an exam or long-term goals and improvement, I'm here to help!

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Certified Exam STAM - Short-Term Actuarial Mathematics Tutor
Sung
BA Yale University
13+ Years Tutoring

I am specializing in the ACT. My tutoring approach, while covering test-taking techniques, will also emphasize the wisdom and skills needed to understand the root of the test questions. I hope that I can come alongside you to help and encourage you in your life pursuits.

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Certified Exam STAM - Short-Term Actuarial Mathematics Tutor
Emily
BA Northwestern University • Juris Doctor, Public Interest Law Certificate Loyola University Chicago School of Law
1+ Years Tutoring

I am a licensed attorney in Illinois who primarily represents children in guardianship disputes as the Guardian ad Litem as well as low-income clients in a myriad of housing and family law related cases. I graduated from Northwestern University with a BA in Philosophy in 2009. In May of 2014, I received my JD from Loyola University Chicago School of Law. I tutor Reading, Writing, History, Public Speaking, Standardized Test Prep, and am available to help with the college application process. Prior to law school, I assisted in the developing of curriculum for a homework help program at a community center in Chicago. I have always been passionate about how to best share and communicate ideas, whether written or spoken. My method for tutoring involves sharing this passion with students to better help them hone and express their own opinions.

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Certified Exam STAM - Short-Term Actuarial Mathematics Tutor
Anna
BA Northwestern University • Graduated (Honors Program in Medical Education) Northwestern University
8+ Years Tutoring

I'm Anna! I'm currently a student in the MD/MBA program between Northwestern University's Feinberg School of Medicine and the Kellogg School of Management, and graduated from Northwestern University as part of the Honors Program in Medical Education. I attended the Bergen County Academies in New Jersey, a selective, application-based magnet school, for high school.

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Matthew
BS Yale University • Current Grad Student, Medical Microbiology and Bacteriology Perelman School of Medicine
8+ Years Tutoring

I am a rising fourth-year medical student at Perelman SOM at the University of Pennsylvania currently taking time off from school. I am a Yale 2014 graduate (B.S. in Molecular Biophysics & Biochemistry). I spent my gap year doing wet lab research in a biochemistry lab at the main NIH campus in Bethesda, Maryland, My parents are both university math professors with a natural gift for teaching that I believe they passed on to me. I hope to apply for residency in Internal Medicine or Psychiatry and down the line in my career to teach medical students while practicing in and academic or private-practice setting. I specialize in MCAT testing but am hoping to tutor for the SAT as well, and possibly AP exams. In my free time I enjoy rock climbing, running, working out, playing video games, and dabbling in random hobbies (most recently crochet!).

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Kate
MS Massachusetts Institute of Technology • BA Massachusetts Institute of Technology
1+ Years Tutoring

I'm available to tutor biology, chemistry, physics, math from Algebra up through AP Calculus, SAT test prep, and French. I've been tutoring students in science and math for 7 years. I also spent 8 months working and studying in France, and have tutored high school and adult students in French. When I'm not working or studying, I love playing volleyball (indoors or on the beach!) and spending time outside, canoeing or hiking with my dog. I look forward to meeting and working with you!

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Simon
BA University of Pennsylvania
9+ Years Tutoring

I am dedicated to helping both struggling and thriving students excel in the subject in question. While I will work closely with my tutees, I will never just tell them how to answer a problem. Making sure the student is able to solve the problem on his own and understand why this method of solution works is how the subjects can be mastered.

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Joseph
MS Yale University • BA University of California Los Angeles
9+ Years Tutoring

I am currently a first-year Master's student at the Yale School of Public Health. I received my Bachelor's in biology at UCLA. As a Californian, I enjoy sunny weather and eating avocados.

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Kathy
MS Sotheby's Institute of Art • BA Duke University
10+ Years Tutoring

I'm a recent Duke grad with experience in Resume Writing, Statistics, Mandarin Chinese, Art History, and Math. I'll be available starting in July through August to tutor. In September, I'll be pursuing my Masters Degree in London at the Sotheby's Institute of Art.

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Testimonials

Because the right Exam STAM - Short-Term Actuarial Mathematics tutor makes all the difference.

4.9

Average Session Rating – Based on 3.4M Learner Ratings

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Your customer interface is A+, being your agents or your site, The tutor you found for me is perfect, no formulas or canned lectures but easy flowing lecture addressing my needs. Congratulations for a job well done.

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Worked with an Exam STAM - Short-Term Actuarial Mathematics Tutor

Heejin has been very patient with me. I work a full time job sometimes even on the weekends. It has been a slow process with my Korean classes, but Heejin has been wonderful and patient.

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Worked with an Exam STAM - Short-Term Actuarial Mathematics Tutor

My son has had many quality tutors through this convenient service, and he can hop on at any time of day to get support for a homework assignment or test. It's very convenient and effective.

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Worked with an Exam STAM - Short-Term Actuarial Mathematics Tutor

I've been working with my tutor for a few months now and the progress has been remarkable. The personalized attention and tailored lessons made all the difference compared to in-classroom learning.

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Michael Chen
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The flexibility of scheduling combined with the quality of instruction is unmatched. I can get help exactly when I need it, whether that's late at night or early in the morning before a test.

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Priya Patel
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My daughter went from dreading her sessions to looking forward to them. The tutor made the material engaging and built her confidence in ways I never thought possible. Highly recommend.

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Rebecca Williams

Frequently Asked Questions

Students most commonly struggle with frequency and severity modeling, particularly when transitioning from theoretical distributions to practical applications with real data. Aggregate loss models and the collective risk model also present challenges because they require synthesizing multiple concepts—understanding both the individual components and how they interact. Additionally, many students find credibility theory conceptually difficult since it bridges classical statistics with actuarial judgment, requiring a shift from purely mathematical thinking to applied problem-solving.

A tutor can teach you to break down complex Exam STAM problems into manageable steps—identifying what distribution or model applies, recognizing when to use approximations versus exact calculations, and determining which formulas are most efficient. They can also help you recognize problem patterns across different topics, so when you see a question about claim amounts or loss distributions, you immediately know which toolkit to reach for. Working through problems together allows you to practice articulating your reasoning, which catches gaps in understanding before the exam.

Exam STAM requires clear documentation of your approach because partial credit depends on demonstrating correct methodology, even if a final answer is incorrect. A tutor can help you develop the habit of explicitly stating which model or formula you're using, showing substitutions clearly, and explaining your logic for parameter estimation or approximation choices. This practice also helps you catch your own errors during problem-solving rather than discovering them only after submitting an exam.

Rather than treating frequency, severity, and aggregate loss as separate formula sets, a tutor helps you see how they're connected—how severity distribution choice affects the aggregate loss model, or why certain frequency distributions pair naturally with specific claim patterns. By working through derivations and exploring how parameters influence model behavior, you build intuition for why formulas work, making it easier to apply them correctly in unfamiliar scenarios. This deeper understanding is essential for Exam STAM because questions often test whether you can adapt your knowledge rather than simply plug numbers into memorized equations.

Different Exam STAM study materials (SOA's official resources, Mahler's guides, Chapelle's notes) sometimes emphasize different derivations or notational conventions, which can be confusing when switching between sources. A tutor familiar with multiple approaches can help you understand the core concepts that remain constant across all materials, translate between different notations, and identify which resource works best for your learning style. This prevents you from getting stuck on surface-level differences and helps you build a unified understanding of the material.

A tutor can teach you to recognize which problems require exact calculations versus reasonable approximations, helping you manage the tight time constraints without sacrificing accuracy. They can also help you develop strategies for eliminating implausible answer choices based on parameter ranges and model properties, and practice identifying when a shortcut calculation is safe versus when you need the full approach. Mock exams and timed problem sets under a tutor's guidance reveal where you're spending too much time and help you calibrate your effort appropriately.

Exam STAM problems often combine multiple topics in ways that can feel overwhelming if you haven't practiced recognizing these patterns. A tutor helps you systematically work through diverse problem types, pointing out the underlying structure so that seemingly novel questions feel like variations on familiar themes. As you successfully solve problems you initially thought were impossible, you develop confidence in your ability to deconstruct complex questions and apply your knowledge flexibly—which directly translates to better performance on exam day.

An effective Exam STAM tutor should have passed the exam themselves and ideally hold an actuarial credential (ASA or FSA), which demonstrates deep mastery of the material and how it connects to broader actuarial practice. They should be able to explain not just how to solve problems, but why certain approaches work and how different topics relate to each other. Experience teaching Exam STAM specifically—rather than general statistics or calculus—is valuable because they understand the exam's unique emphasis on applied modeling and can anticipate where students typically get stuck.

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