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Certified Tutor
5+ years
Arthur
I am available to tutor in a broad range of subjects, though I am most passionate about Economics, History, and Civics. Please feel free to contact me and I would be happy to arrange a session.
Middlebury College
Bachelor in Arts, Economics

Certified Tutor
5+ years
Benjamin
I am a 2023 graduate of the University of Notre Dame with a Finance/Economics major and a minor in Innovation and Entrepreneurship. I am a passionate student in the math and business realms, as I enjoy the intuitiveness of the former and the real-world potential of the latter. During classes in midd...
University of Notre Dame
Bachelor of Science in Finance and Economics (minor: Innovation and Entrepreneurship)

Certified Tutor
6+ years
Rhea
I am a current student at the University of Chicago. I am working towards a Bachelor of Science in Biological Sciences, and I am on the pre-medical track. I am extremely passionate about tutoring, and I have several years of experience tutoring students in my high school's learning center in various...
University of Chicago
Bachelor of Science, Biology, General

Certified Tutor
Max
I am in the process now of applying for PhD programs in Computational Biology. I have done research in the field of freshwater ecology and am anticipating the publication of a paper I co-authored in the next several months.
Ball State University
Bachelors, Biology, General

Certified Tutor
9+ years
Vansh
I am currently pursuing a Bachelors of Science in Aerospace Engineering at the Georgia Institute of Technology. I am also a graduate of the high school International Baccalaureate Program. I have informal experience tutoring high school physics, but am most passionate about tutoring students for the...
Georgia Institute of Technology-Main Campus
Bachelor of Science, Aerospace Engineering

Certified Tutor
6+ years
Rahul
I am a recent graduate of Cornell University, where I received a B.S. in Chemical Engineering and graduated Magna Cum Laude. Over the past several years, I have worked with students from diverse backgrounds and experiences tutoring thermodynamics (my personal favorite), chemistry, and math. I have a...
Cornell University
B.S. in Chemical Engineering

Certified Tutor
16+ years
John
I'm a huge Red Sox fan and love watching detective shows when I have free time.
University of St Thomas
Bachelor of Fine Arts, English/Drama
American Academy of Dramatic Arts
Associates, Acting

Certified Tutor
5+ years
Ishan
I am a current sophomore at Rensselaer Polytechnic Institute, where I am majoring in Biology as part of the 7 Year Accelerated Medical Program. I am also minoring in Healthcare Economics and Policy. My favorite subjects in school are Chemistry, Biology, and Math, but I also enjoy the process of writ...
Rensselaer Polytechnic Institute
Bachelor of Science, Biology, General
Albany Medical College
Doctor of Medicine, Premedicine

Certified Tutor
8+ years
Emily
I am currently a fourth year medical student in Indianapolis. I completed my undergraduate education at Indiana University Bloomington, where I majored in Biology and Spanish. I also completed two minors in Mathematics and Chemistry. While at IU, I worked for the Department of Mathematics and Depart...
Indiana University-Bloomington
Bachelor of Science, Biology, General
Indiana University-Purdue University-Indianapolis
Doctor of Medicine, Community Health and Preventive Medicine

Certified Tutor
6+ years
Ilesh
I am a recent grad from Georgia Tech, majoring in Industrial and Systems Engineering (an intersection of math, computer science, and business) and minoring in Business and Technology. I am originally from Columbus, OH, but chose to come down to Atlanta after getting a full-ride scholarship from Geor...
Georgia Institute of Technology-Main Campus
Bachelor of Science, Industrial Engineering
Top 20 Business Subjects
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Chelain
Calculus Tutor • +14 Subjects
I am currently a resident physician at Northwestern Hospital.
Satvik
AP Statistics Tutor • +68 Subjects
I am an incoming college sophomoore studying Aerospace Engineering at the Georgia Institute of Technology. I was one of the top scholars at Carmel High School in Indiana and have various experiences teaching and tutoring through leading the Carmel High School Science Olympiad team to Nationals for two years in a row. Many of my friends consistently come to me for help with various subjects because of my willingness to help and teach in a way that makes sense to everyone. My specialities are physics, chemistry, math, and economics but I am comfortable tutoring any STEM subject, the SAT, and the ACT. Some of my accomplishments include a perfect 36 ACT score, 800 on the Physics, Math Level 2, and Chemistry SAT subject tests, and a 5 on all the physics, Calculus BC, Chemistry, Macroeconomics, Computer Science, etc. AP exams. When teaching, I focus on making sure that not only do students understand different concepts, but also that students understand why and practical applications of the different concepts. As a recent high school graduate, I have a deep understanding of how high-schoolers think, what is covered in various courses now, and can connect with my students a lot more. Additionally, as an undergraduate teaching assistant at the College of Computing at Georgia Tech, I taught weekly recitation sections of 30 students and held weekly office hours. Therefore, I have lots of experience teaching and working with students.
Ethan
AP Statistics Tutor • +66 Subjects
I am not teaching or grading papers, I can usually be found playing some brass instrument or another, umpiring baseball, trying out a new recipe in the kitchen, or spending far too much time on Netflix.
Sugi
Pre-Algebra Tutor • +54 Subjects
I am currently a 4th year medical student at Baylor College of Medicine and previously graduated from Rice University, Summa Cum Laude with a Bachelor's degree in Cognitive Science and Biochemistry & Cell Biology. I have served on admissions interview committees for Rice and Baylor College of Medicine, have mentored and edited essays for numerous college and graduate school applicants, and served as a private tutor and classroom instructor for Advanced Biology and Chemistry courses for 3+ years.
Samantha
Pre-Algebra Tutor • +38 Subjects
I'm a first-year medical student and recent graduate from Duke University, where I studied Global Health Determinants, Behaviors, and Interventions. From running a piano program at a nonprofit children's theatre to private tutoring in math, science, and standardized test prep, I enjoy helping my students become confident and self-sufficient learners! Hobbies: photography, travel, reading, music, writing, running, art, books, traveling
Anna
Calculus Tutor • +34 Subjects
I'm Anna! I'm currently a student in the MD/MBA program between Northwestern University's Feinberg School of Medicine and the Kellogg School of Management, and graduated from Northwestern University as part of the Honors Program in Medical Education. I attended the Bergen County Academies in New Jersey, a selective, application-based magnet school, for high school.
Daniel
AP Calculus BC Tutor • +21 Subjects
I am an Undergraduate Student at Vanderbilt University. With years of tutoring experience and a solid academic foundation, I am fully equipped to teach in various subjects at many different levels.
Chelsey
Calculus Tutor • +31 Subjects
I'm a recent graduate of Northwestern University, a native New Yorker, and a recent addition to Varsity Tutors. I grew up in Westchester County, where I volunteered as an assistant creative writing teacher in high school. After high school, I moved to Evanston, Illinois for school. I studied a wide variety of subjects in college: from Medieval Literature to Buddhist Psychology. I moved back to New York after graduating to pursue a career in the arts. I currently work as a reader for the literary director of an Off-Broadway theatre company.
Jacob
Pre-Algebra Tutor • +28 Subjects
I am beginning a Master of Fine Arts program in Theatre for Youth and Communities at Arizona State University in Fall 2020. I tutor a variety of subjects, but some of my favorites are Spanish, algebra, writing, and test prep. Watching students grow as learners and as people motivates me to continue my work as a tutor.
Edward
AP Calculus AB Tutor • +32 Subjects
I am currently studying chemical engineering at the University of Michigan. I have always helped out my fellow students with schoolwork, and I have tutored in the National Honor Society for three years. My tutoring strengths include my abilities to stay calm, be patient, and offer different perspectives on the learning process. I do not just help my students learn the material, but I also teach them how to learn it. I tutor math and test prep courses. Outside of school and tutoring, I play the piano. I have played classical piano for 13 years and jazz piano for 7. Hobbies: reading, music, art, books, writing
Top 20 Subjects
Frequently Asked Questions
Students typically find probability theory and its application to life contingencies most challenging, especially when transitioning from pure mathematics to modeling real-world mortality and survival curves. Financial mathematics—particularly the time value of money, present value calculations, and annuity formulas—often trips up students who haven't built strong intuition around compound interest and discount rates. Additionally, many students struggle with connecting actuarial notation (like the "x" subscripts and commutation functions) to the underlying financial concepts they represent, leading to formula memorization without true understanding.
Tutors experienced in actuarial science help students move beyond memorizing formulas to developing the problem-solving intuition required for timed exams. They break down complex scenarios—like calculating present values of contingent cash flows or analyzing bond pricing—into manageable steps and teach students to recognize which formulas and techniques apply to different problem types. This targeted approach helps students avoid common mistakes like misidentifying the discount rate or confusing ordinary annuities with annuities due, which are frequent exam pitfalls.
Probability is the foundation of all actuarial work because actuaries quantify risk—whether modeling insurance claims, pension liabilities, or investment returns. Students need to understand not just probability calculations, but how to apply conditional probability, Bayes' theorem, and distributions to real scenarios like estimating claim frequencies or survival probabilities. Many students learn probability in isolation from its actuarial applications, so tutors help bridge that gap by showing how probability concepts directly translate to life tables, mortality modeling, and risk assessment.
Strong intuition comes from understanding the "why" behind formulas rather than just plugging numbers in. For example, recognizing that a present value is simply a weighted average of future cash flows, discounted to reflect the time value of money, helps students understand why higher interest rates decrease present values. Working through real scenarios—like calculating the cost of a deferred annuity or comparing lump-sum versus periodic payments—builds this intuition. Tutors help students visualize cash flow timelines and connect abstract formulas to concrete financial decisions.
Actuarial notation can feel overwhelming because it's dense and unfamiliar, but it's really a shorthand for common calculations. Rather than memorizing what each symbol means, students benefit from learning the logic behind notation—for instance, understanding that D_x (a commutation function) is simply a convenient way to simplify repeated present value calculations across age groups. Tutors help students build a notation "decoder" by working through multiple examples and showing how commutation functions eliminate redundant calculations, making complex life contingency problems manageable.
Understanding the real-world context makes abstract concepts stick. For example, learning that insurance premiums are calculated using present value of expected claims helps students understand why mortality assumptions matter so much—a small change in assumed death rates dramatically affects the premium. Similarly, recognizing that pension liabilities are essentially annuities owed to retirees clarifies why interest rate changes impact pension funding. Tutors bridge classroom theory and practice by discussing how actuaries use these concepts to price products, manage risk, and ensure financial solvency.
Beyond calculus and linear algebra, actuarial students need strong skills in probability, statistics, and financial analysis. Comfort with spreadsheet modeling—building amortization schedules, projecting cash flows, and running sensitivity analyses—is increasingly important in practice. Students also benefit from developing logical problem-solving skills: the ability to break complex, multi-step scenarios into manageable pieces and identify which tools apply. Tutors help strengthen these quantitative foundations and teach students to verify their answers by checking whether results make intuitive sense.
Most programs start with probability and financial mathematics (the foundation for Exams P and FM), then progress to life contingencies and actuarial mathematics, which apply probability to mortality and insurance. Students typically need the most support in the transition courses—where they move from pure mathematics to applied actuarial modeling—because the conceptual jump is significant. Advanced courses in pension mathematics, investments, and risk management build on these foundations, so gaps in earlier material compound quickly. Tutors help identify and fill foundational gaps before they create problems in upper-level courses.
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